Direct merchant settlement
The acquiring bank partner settles merchant funds directly to the merchant. Duoza never holds merchant funds in this acceptance model: our role is the payment platform, integration experience, and operational support.
The acquiring bank holds the acquiring licence and scheme membership and owns the merchant underwriting and settlement responsibilities.
Follow the payment through to settlement
A successful payment outcome and a settled bank credit represent different stages. Use payment records to track acceptance and the acquiring bank’s settlement records to reconcile funds received.
Your merchant agreement defines settlement cycles, currencies, adjustments, and other funding terms. The onboarding handoff provides the reconciliation guidance for your arrangement.
Payouts
Duoza supports payouts alongside merchant acceptance. Your Duoza contact provides the payout setup and operating terms for the selected product, including eligibility, funding, beneficiary requirements, and processing steps.
Digital-asset-funded payout and settlement integrations are expanding through eligible provider arrangements. Explore Digital assets for the conversion handoff into bank-payment rails.
Build a repeatable reconciliation process
Compare merchant order records, Duoza payment reporting, and the acquirer’s settlement records. Assign an owner to review adjustments and investigate differences through the agreed support path.
Maintain the references and reporting periods required by your operating guide so each reconciliation can be traced back to the underlying payment activity.